Hard Money,

Soft Terms.

A private lending partner that provides creative financing solutions for real estate investors, operators, and developers across the country.

Fast Funding, Flexible Terms, & Exceptional Service

Best Rate & Terms Guaranteed

We treat every project with the respect it deserves, and don't stop until you are satisfied.

Get My Rate

  • Bridge Loans

    Our bridge loans close within 5-7 days with rates ranging from 8%-10% and only 1 Point!  We look at all property types ranging from SFR, 1-4 units and Mutli-family properties up to $5 Million. 

  • Fix & Flip

    Our fix & flip program is the most unique & flexible on the market. We fund 90% of acquisition & up to 100% of the rehab budget. We even offer no payments for the duration of teh loan, assuming the ARV supports the required intrest reserve. 

  • Ground Up Construction

    We offer ground up construction across the country up to 80% LTV 

  • CRE Permanent Financing

    We can help you secure long term financing better than most banks. We are approved to with numerousa wholesale channels associated commercial agency loans (Fannie/Freddie), insurance funds, hedge funds, etc... 

OUR LINE OF PROGRAMS

REHAB FIX & FLIP 
Ideal for rehabilitating properties with the need for quick closings. This program is designed for the Real Estate Entrepreneur that appreciates fast, painless funding! USAM I Fund's loan program offers up to 95% financing of the purchase price not to exceed 75% loan to value ratio.
CASH OUT  /  BRIDGE LOAN
 A flexible product for savvy Real Estate Investors. This provides access to equity in your existing property or finance a project before moving to permanent financing.
NEW CONSTRUCTION / DEVELOPMENT
The construction and development program provides investors with the cash they need to build new homes. Whether you are purchasing a lot or tearing down an existing house to build a new one. This long allows for fast and easy funding. This is ideal for spec home builders and developers. 
 ACQUISITION  /  DEVELOPMENT
The land acquisition / development program brings acquiring land faster to investors. Our fast approval process ensures you won't miss the opportunity! If you're wanting to purchase land quickly or refinance prior to development OR buy and develop the land right away. Our flexibility makes it happen.